When did you last know, for certain, where your month went?
The dashboard is not on your side.
Checking the balance and hoping
It’s what most of us do: this month’s pay quietly covers last month’s card. It’s also why nothing moves.
The spreadsheet
Honest work, fought alone, until one skipped Sunday becomes forever.
The dashboard
Our actual enemy. It syncs everything, asks nothing of you, and calls that clarity. It isn’t.
Clarity is seeing where it goes. Control is choosing where it goes next.
Bank gibberish in.Your life out.
Download your statements the way you always do and drop them in. Lagom turns every cryptic line into what it actually was — and the month into one calm sentence.
- Teach it once. Say where a merchant belongs; every line like it sorts itself from then on.
- A few minutes, once a month. Download, drop, say yes. Every month after knows more of your merchants.
- OCT 01RENT - PARKSIDE APTSRent need2,150.00
- OCT 02SQ *SUNDAY GRIND 4471Coffee a want you love6.25
- OCT 04RIDEO *TRIP HELP.RIDEORides want18.40
- OCT 05APP.STORE/BILL 866-712A charge with no name named it14.99
- OCT 07FRESHFIELD MKT #4012Groceries need86.12
- OCT 09SKYLINE AIRWAYS 0142The trip pre-funded640.00
- OCT 15PAYMENT - THANK YOUCard payment debt steps down1,100.00
- OCT 28TRANSFER TO SAV 0088To the future kept600.00
October is on your usual pace. Wants ran 210 under, and 600 went to the future.
Drop them in.Watch them sort.
Lagom reads every merchant and files it where you would, in seconds, while you watch. Then you say one word: yes.
- Sure answers, sorted for you. The few it isn’t sure about wait for you, one tap each.
- Free, for everyone. Sorting never sits behind a paywall.
Lagom sorted 59 of 72 purchases.
5 merchants it isn’t sure about. You decide those.
The real import panel, on a demo household.
Budgets have been a chore.Now your usual builds itself.
Your whole month on one page. No categories to plan, no limits to police: your own usual is the measure, and what drifted gets named in plain words.
- Needs and wants, apart. Rent and groceries never hide what eating out did.
- Compared to your own usual. “Eating out ran $120 under your usual.” You know what happened, and whether you meant it.
- Change shows up as a line you can read. Results, not vibes.
2,994 needs · 536 wants, so far
3,530 by day 24 — a usual month is at 3,740 by then. Purchases and bills; no transfers, card payments or savings.
400 ✓ to the future first, by the 2nd
787 less debt — for good
The Month page, for the same invented household — the month against your own usual, and where it all went.
Money has been a dread.Now it’s one calm sentence.
Spending is a skill, not a sin. Lagom says how the month is going in one sentence, stays quiet when all is well, and finds the money that isn’t buying you anything, so the rest goes where you mean it.
- Charges with no name. A store-billed repeat you forgot gets named, or canceled.
- Wins the ledger proves. Cancel a subscription and the app shows the months it stopped charging.
- No shame, no red. Amber is information, never a scolding.
One thing needs you: a charge with no name came back.
everything else is quiet.
Today, on demo figures. A quiet day is a nearly empty page.
Debt has been a fog.Now it has an end date.
If you carry a balance, set one monthly amount. The staircase shows every card stepping down, the order they clear in, and the month you’re out. You set the amount, so the date is yours. Then the same money turns toward the future.
The Debt page, on an invented household — a projection at the amount you set, never a promise.
Saving has been a wish.Now every dream gets a month.
A cushion first, then the trip, the laptop, the down payment — you decide the order. A number and a month turn a wish into a project.
- You set what goes to the future. What landed shows under it.
- Your pots, in your order. Each one gets the month it becomes true.
- Nothing is a target. Every date says what it rests on.
Bring the statements
Download them like you always do and drag them in. Your passwords stay at your bank.
Teach it once
Say where things belong, once. Next month arrives mostly sorted; you just say yes or no.
Read it plainly
Today, the Month, Debt, Future: your own months, drawn honestly, in plain words.
Your first import sorts itself in under a minute. You just say yes.
Start free →The fine print, in plain words.
You bring the files; the trust stays with you. Your passwords never touch Lagom.
You pay us; that’s the whole model. Only masked merchant names ever leave your ledger — never an amount, a balance, or an account number.
Your ledger is one file, your-ledger.duckdb. Export everything or delete everything, any tier, any time.
When the founding price ends, new ledgers pay $129. Yours never changes.
“I’m user #1. My own pile steps down on this app, and the month it ends has a name.”
R., the maker · paying off his own pile
One honest line.
$0
Free forever.
- Today — what needs you, and nothing else
- Receipts — every purchase, in plain names
- Every import sorted for you as it lands
- Export or delete everything, any time
$99a year
Founding price — it never rises while you stay ($129 once the founding window closes). Or $12.99 a month, cancel anytime.
- The Month, in full
- Debt — the staircase and the month you’re out
- Future — your pots, in order, each with its month
Every account starts with 30 days of Premium. No card. When the trial ends, nothing you made ever locks.
$99 a year is about $8 a month — less than the subscription Lagom finds you forgot.
